Comprehensive financial solutions for members of Infinity SACCOs LTD
Infinity SACCOs provides a robust financial ecosystem where regular contributions translate into long-term investment power and credit access.
The foundational monthly saving required for all active members. Members are required to save their regular monthly contributions without interruption.
Additional flexible savings including goal-oriented schemes for assets, health, and inclusive community support:
Fixed-term savings designed for members looking to earn higher interest rates on their capital for a set duration.
Building a bright future for the next generation. These accounts are managed by guardians to build long-term capital for youth.
Represents your ownership stake and voting rights in the cooperative.
Designed for collective groups like Iddirs, Equbs, NGOs or small enterprises.
The "Pre-Saving" rule ensures you have a solid stake before acquiring assets.
| Loan Product Category | Required Pre-Saving | Breakdown (Saving / Shares) |
|---|---|---|
| Social Loan | 20% of loan amount | 15% Saving / 5% Shares |
| Business / Economy | 25% of loan amount | 15% Saving / 10% Shares |
| Car Purchase | 30% of loan amount | 20% Saving / 10% Shares |
| Housing Purchase | 30% of loan amount | 20% Saving / 10% Shares |
| Special Auto / House | 50% of loan amount | 35% Saving / 15% Shares |
| Emergency Loan | 20% of loan amount | 15% Saving / 5% Shares |
Every member has the right to borrow up to 95% of their total savings instantly without an external guarantor, as the savings act as the guarantee.
If you act as a guarantor for another member, your equivalent savings will be frozen and cannot be withdrawn until the debt is settled.
Members have the right to a physical passbook and monthly statements to verify all deposits and profit distributions.
Every member is required to save a fixed amount regularly to maintain active membership and build borrowing capacity
Infinity SACCO is your dedicated partner in financial growth and security.
Effective Date: May 11, 2026
Infinity SACCOs LTD respecting your privacy and is committed to protecting your personal data.
We may collect Identity Data, Contact Data, and Financial Data.
By registering, you agree to abide by our bylaws and the Cooperative Societies Proclamation of Ethiopia.