We provide the actual goods, vehicles, or property you need—never direct cash loans.
The cooperative and the member share the risks associated with trade and investment.
Total cost and our profit margin are explicitly disclosed before you sign any contract.
| Financing Type | Ceiling (Max Limit) | Pre-Saving Required | Max Term |
|---|---|---|---|
| Social / Personal | 400,000 ETB | 20% (15% Save / 5% Share) | 4 Years |
| Business Expansion | 2,000,000 ETB | 25% (15% Save / 10% Share) | 6 Years |
| Vehicle (Car) | 3,000,000 ETB | 30% (20% Save / 10% Share) | 10 Years |
| Housing (Purchase) | 4,000,000 ETB | 30% (20% Save / 10% Share) | 10 Years |
| Emergency (Health) | 400,000 ETB | Based on Loan Size | 2 Years |
| Special Car/House | 3,000,000 ETB | 50% (35% Save / 15% Share) | 10 Years |
Financial support for personal social responsibilities and individual economic stabilization.
Standard financing for the acquisition of private or commercial vehicles.
Comprehensive funding for buying a house, building a new property, or renovating existing homes.
Capital injection to help members launch new ventures or grow their existing businesses.
Specifically designed for newly married couples to purchase household essentials and establish their home.
Financing for electric vehicle maintenance and battery replacement.
Submit application and business plan.
Credit dept. verifies savings & collateral.
Board reviews and approves financing.
Committee verifies price & existence of asset.
Payment made to seller; asset handed to you.
Effective Date: May 11, 2026
Infinity SACCOs LTD respecting your privacy and is committed to protecting your personal data.
We may collect Identity Data, Contact Data, and Financial Data.
By registering, you agree to abide by our bylaws and the Cooperative Societies Proclamation of Ethiopia.